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Payday Loan Laws in Colorado In Colorado payday lending is legal. If you are looking into receiving a payday loan in the state of Colorado you should know the laws of the state that can protect you from predatory lending.

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Payday loans (cash advance) in Colorado and their legality Yes, payday loans are legal in this state and governed by the Deferred Deposit Loan Act under the Colorado Revised Statutes 5-3.1-101 et seq.

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Can I get a payday loan in Colorado? Yes. Short-term loans are legal in Colorado. The Deferred Deposit Loan Act under the Colorado Revised Statutes 5-3.1-101 et seq. governs the functioning of all short-term lenders in the state. The amount you borrow in payday loans through any one lender cannot exceed $500.

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Payday loans are small, easy-to-access short-term loans that do not require a credit check. In 2016, about 207,000 individuals in Colorado secured over 414,000 payday loans. These loans totaled over $166 million, and consumers paid an estimated $50 million in loan costs (any combination of fees and interest), with a default rate of 23 percent.

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*Same day funds available only to customer who apply at an Allied branch location. Online Loans: is not a direct online lender and does not provide online lending services directly to consumers. Instead, the information you submitted will be sent to Check 'N Go.

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