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BUSINESS LOANS/PERSONAL LOANS. There are also alternative lenders that offer a variety of loans to individuals with poor credit. These one-stop shop lending centres offer a spectrum of loans, ranging from business to personal loans.

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A: If this is the first time you have obtained a short term loan with a particular lender, there is a chance that they may ask you to fax some information to them for verification such as your bank statements or paycheck stubs.

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Personal loans are a type of unsecured loan offered by banks, online lenders, and other financial institutions. Unlike mortgages and auto loans which are secured by the purchased item (house and car respectively), personal loans generally require no collateral.

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